Buying Land
Buying Land: 10 Things to Verify Before You Sign
Beautiful lots can hide expensive surprises. Run this list before you commit.
5 min read
Before you buy a building lot, verify each of these locally with the seller, your title company, and your county/city offices:
1. Zoning allows the home type you plan to build.
2. The lot is buildable (not in a protected wetland or floodway).
3. Utilities (water, sewer/septic, power, gas) are accessible — and at what cost.
4. Road access is legal and recorded.
5. Setback requirements work with your floor plan.
6. Title is clean (no unresolved liens or easements that block construction).
7. Soil/perc test results are acceptable for your foundation type.
8. School district and tax rate match your assumptions.
9. HOA or covenant restrictions don't conflict with your plans.
10. Flood zone designation is acceptable to your lender.
Local requirements vary — always confirm with your county's planning office and a qualified attorney or title company.
Educational content only. NBLOCK Consulting does not provide legal, financial, lending, tax, insurance, or construction advice. Requirements vary by state, county, lender, and project — always confirm with the appropriate licensed professional.
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