How to Vet a Builder Without Getting Burned

Choosing a builder is one of the most important decisions you'll make. Use this framework: Vetting checklist: - Verify their license and insurance with your state's contractor board. - Ask for at least 3 references from completed projects in the last 2 years. - Visit at least one of their completed homes and one in progress. - Pull their record with the Better Business Bureau and your state board. - Confirm they carry general liability and workers' comp insurance. - Ask how draws are handled and how subcontractors are paid. Questions to ask: - How do you handle change orders? - How do you communicate progress and issues? - Who is my day-to-day point of contact? - What's your warranty after completion? Red flags: pressure to sign quickly, no written estimate, asking for large upfront cash, or no proof of insurance.